Last updated: 1 Jan 2025

1. Use of the Website

• You must be at least 18 years old to use this Website.
• You agree to use this Website only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use of the Website.

2. Intellectual Property

• All content, materials, logos, trademarks, and data available on this Website are the intellectual property of Finmark Research unless otherwise stated.
• You may not reproduce, distribute, modify, display, or exploit any content without our prior written permission.

3. No Financial Advice

• The information provided on this Website is for general informational purposes only and should not be construed as financial, investment, or professional advice.
• You should consult a qualified professional before making any financial decisions.

4. Third-Party Links

• Our Website may contain links to third-party websites that are not owned or controlled by us.
• We do not endorse or assume any responsibility for the content or practices of any third-party sites.

5. Limitation of Liability

• We make reasonable efforts to ensure that the information on this Website is accurate but do not guarantee its completeness or accuracy.
• We are not liable for any loss or damage arising from your use of this Website.

6. Changes to These Terms

• We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated “Last updated” date.
• Your continued use of the Website after any changes means you accept the new Terms.

7. Governing Law

• These Terms are governed by and construed in accordance with the laws of [Your Country/State], and you submit to the exclusive jurisdiction of its courts.

If you have any questions about these Terms, please contact us at: compliance@finmarkresearch.com